BRIDGING FINANCE
Bridge the gap. Close the deal.
Fast, flexible bridging loans to cover the gap between purchase and sale — without missing your settlement date.
Overview
Settlement timing should not kill your deal.
Bridging finance covers the period between purchasing a new property and selling an existing one. When settlement dates do not align — or when a sale takes longer than expected — a bridging loan ensures you do not miss the opportunity.
We structure bridging facilities with flexibility built in. If your sale is delayed, we work with you on extensions rather than forcing a fire sale. The facility is designed to be temporary, with a clear exit upon sale or refinance.
Bridging loans are commonly used by owner-occupiers upgrading, investors acquiring, and developers purchasing sites ahead of DA approval.
Key features
- First or second mortgage security
- Covers the gap between purchase and sale
- Interest capitalised — no monthly repayments required
- Flexible terms up to 12 months
- Extension options if your sale is delayed
- Fast approval and settlement
Who is this for?
Purchase before sale
Buy your next property before your current one has sold. We bridge the equity gap so you can move forward without being held hostage by market timing.
Purchase before sale
Buy your next property before your current one has sold. We bridge the equity gap so you can move forward without being held hostage by market timing.
Settlement extension
When your buyer pulls out or settlement is delayed, a bridging loan gives you the time and funding to renegotiate without losing the deal.
Settlement extension
When your buyer pulls out or settlement is delayed, a bridging loan gives you the time and funding to renegotiate without losing the deal.
Chain breaks
Break a chain of dependent transactions so one delay does not collapse the entire sequence. We fund the gap so every party can settle on time.
Chain breaks
Break a chain of dependent transactions so one delay does not collapse the entire sequence. We fund the gap so every party can settle on time.
Frequently asked questions