CAVEAT LOANS
Fast capital. Registered caveat security.
Short-term funding secured by a caveat over your property — settled in days, not weeks.
Overview
When speed is everything.
A caveat loan is one of the fastest forms of property-secured lending available. Instead of registering a mortgage — which requires your existing lender's consent — a caveat is lodged directly on the title, preventing any further dealings until it is removed.
This allows us to fund in 24–48 hours in many cases. Caveat loans are designed for short-term, urgent capital needs where the borrower has a clear exit strategy and cannot afford to wait.
They are commonly used to cover tax debts, short-term cash flow gaps, or urgent business obligations — and are repaid within weeks or months.
Key features
- Caveat security — no mortgage consent required
- Settlement in as little as 24–48 hours
- No impact on your existing first mortgage
- Short-term facility — 1 to 6 months
- Interest can be pre-paid or capitalised
- Minimal documentation requirements
Who is this for?
Urgent capital
When you need funds immediately — for a business obligation, a time-sensitive opportunity, or an unexpected liability — a caveat loan can settle within 24–48 hours.
Urgent capital
When you need funds immediately — for a business obligation, a time-sensitive opportunity, or an unexpected liability — a caveat loan can settle within 24–48 hours.
Tax debt
Settle an ATO debt quickly before enforcement action escalates. A caveat loan gives you the breathing room to resolve the situation without selling assets.
Tax debt
Settle an ATO debt quickly before enforcement action escalates. A caveat loan gives you the breathing room to resolve the situation without selling assets.
Short-term cash flow
Bridge a temporary cash flow gap in your business while waiting on receivables, a property settlement, or another source of funds.
Short-term cash flow
Bridge a temporary cash flow gap in your business while waiting on receivables, a property settlement, or another source of funds.
Frequently asked questions