BUSINESS & WORKING CAPITAL
Capital when the banks say wait.
Fast working capital and business loans for operators who can't afford to wait on a bank credit committee.
Overview
Business moves fast. Your funding should too.
When your business needs capital — for stock, for growth, for survival — the last thing you can afford is to wait weeks for a bank credit committee. We provide fast, flexible business funding for operators who need to move now.
Our business and working capital facilities can be secured against property, business assets, or provided on an unsecured basis for lower amounts. We assess the strength of your business, the purpose of the funds, and the repayment strategy.
Whether you are covering a short-term cash flow gap, funding a growth opportunity, or resolving an ATO debt, we structure the facility around your needs — not a credit policy.
Key features
- Secured against property or business assets, or unsecured
- Fast approval — often within 24–48 hours
- Flexible repayment structures
- No ongoing bank reporting requirements
- Interest-only options available
- Facilities from $100K to $5M
Who is this for?
Stock purchase
Fund a large stock order to capitalise on a supplier discount or seasonal demand. We provide the capital so you can buy when the opportunity is there.
Stock purchase
Fund a large stock order to capitalise on a supplier discount or seasonal demand. We provide the capital so you can buy when the opportunity is there.
ATO debt
Settle a tax debt before the ATO escalates enforcement. A fast facility gives you breathing room to resolve the liability and get back on track.
ATO debt
Settle a tax debt before the ATO escalates enforcement. A fast facility gives you breathing room to resolve the liability and get back on track.
Growth capital and cash flow gaps
Fund business expansion, cover a temporary cash flow gap, or bridge the period between winning a contract and receiving payment.
Growth capital and cash flow gaps
Fund business expansion, cover a temporary cash flow gap, or bridge the period between winning a contract and receiving payment.
Frequently asked questions