Business and working capital
Capital while the bank is still thinking.
Short-term business funding, usually secured against property or business assets, for operators who cannot wait weeks on a credit committee.
Loan size
$100K–$5M
Indicative terms
24–72 hrs
Security
Property or assets
Repayments
Interest-only
Indicative only. As brokers we place your deal with the right private lender; final terms are set by that lender.
Your business moves in days. Funding should too.
When a business needs capital for stock, for growth, or to steady the ship, waiting weeks for a bank credit committee can cost you the reason you needed it. We arrange short-term business funding that a private lender can approve and settle quickly.
Most facilities are secured against property or business assets, which is what keeps the rate sensible and the approval fast. The lender looks at the strength of the business, what the money is for, and how it gets repaid, rather than running you through a full bank servicing model. This is commercial-purpose lending, not a consumer loan.
Whether you are covering a short cash flow gap, funding a genuine growth opportunity, or clearing an ATO debt, we structure the facility around the need and the repayment plan, then place it with a lender who can move on it.
What it looks like
- Secured against property or business assets
- Indicative terms often within 24 to 72 hours
- Repayment structured to the cash flow, not a fixed bank template
- No ongoing bank-style reporting covenants
- Interest-only options on most facilities
- Facilities from $100K to $5M
Who this is for.
Stock purchase
Fund a large order to take a supplier discount or meet seasonal demand. The money is there when the buying window is, not weeks after it closes.
ATO debt
Clear a tax debt before the ATO escalates. A fast facility gives you room to sort the liability and keep trading.
Growth and cash flow gaps
Fund an expansion, cover a temporary gap, or bridge the wait between winning a contract and getting paid on it.
“When a business needs capital, the reason usually has a deadline attached, and a bank credit committee doesn't. If there's property or solid assets behind it and a clear repayment, a private lender can move in days. Tell me what the money's for and how it gets repaid, and I'll structure it around that.”
Founder and Managing Director, Aurelius Private
Common questions.
Business and working capital near you
We are based on the Gold Coast and place business and working capital for clients right across South East Queensland. Explore by area:
Tell us about your deal.
Send through the scenario. You’ll hear back the same day with who would fund it and roughly what it costs. If it doesn’t stack up as it stands, we’ll say so and tell you what would need to change.