FIRST MORTGAGE
Senior secured lending. Fast.
First mortgage loans secured against residential and commercial property — when the banks are too slow or too rigid.
Overview
First position lending, without the bank timeline.
A first mortgage gives the lender priority over all other registered interests on the property. It is the most secure form of property-backed lending — and the most common product we fund.
Whether you are purchasing, refinancing, or releasing equity, we structure first mortgage facilities around your deal — not a bank credit policy. Settlements can happen in days, not months.
We work with borrowers directly and through finance brokers across Australia, funding residential and commercial transactions from $100,000 to $50 million.
Key features
- First-ranking registered mortgage security
- Residential and commercial property accepted
- Interest-only repayments available
- Settlements in as little as 3–5 business days
- No ongoing fees or early repayment penalties on most facilities
- Flexible exit strategies — refinance, sale, or cash flow
Who is this for?
Property purchase
Secure a property quickly when the bank timeline does not match the contract. We settle fast so you do not miss the opportunity.
Property purchase
Secure a property quickly when the bank timeline does not match the contract. We settle fast so you do not miss the opportunity.
Refinance
Refinance an existing facility to release equity, consolidate debt, or buy time while transitioning to a long-term lender.
Refinance
Refinance an existing facility to release equity, consolidate debt, or buy time while transitioning to a long-term lender.
Equity release
Unlock the equity in your property for business purposes, tax obligations, or investment — without selling the asset.
Equity release
Unlock the equity in your property for business purposes, tax obligations, or investment — without selling the asset.
Frequently asked questions