Business and working capital · Brisbane

Business and working capital finance in Brisbane.

Aurelius Private are private lending brokers based on the Gold Coast, and we arrange business and working capital finance for Brisbane operators who need to fund growth or bridge a gap without giving up equity. Each facility is placed with a private lender from our panel.

A working capital facility is built around your cash flow and your security, both of which we can assess without being on site.

Loan size

$100K–$5M

Indicative terms

24–72 hrs

Security

Property or assets

Repayments

Interest-only

Indicative only. As brokers we place your deal with the right private lender; final terms are set by that lender.

A growth city that runs on working capital

Brisbane City Council counts almost 146,000 registered businesses, and the city is growing fast, with the Olympic-decade infrastructure pipeline and precincts like Australia TradeCoast pulling in contracts and headcount. Growth is good, but it is cash-hungry: winning a bigger job usually means paying for labour, stock and materials well before the invoice is paid.

That is the squeeze, and it is where bank timelines fall short. A business that needs to fund a contract this month cannot wait on an overdraft review. Private working capital finance covers the gap between spending and getting paid, so a Brisbane operator can take on the larger job instead of turning it down over timing.

Capital that fits how the business runs

We arrange short-term working capital secured against property or business assets, shaped around your actual cash flow rather than a rigid schedule. It can fund a stock build, cover payroll while you wait on a large invoice, or free up cash to take on a bigger contract.

Placed privately, it moves faster than a bank overdraft application, and it does not cost you equity the way an investor would. Where the need is very short and there is property equity to lean on, a caveat loan can be quicker still, and we will say so.

Working with Brisbane clients from the Gold Coast

We work with Brisbane operators from the Gold Coast, assessing cash flow and security remotely so distance never sets the pace of the deal.

When a business needs capital, the reason usually has a deadline attached, and a bank credit committee doesn't. If there's property or solid assets behind it and a clear repayment, a private lender can move in days. Tell me what the money's for and how it gets repaid, and I'll structure it around that.
Rory McGrath
Rory McGrath

Founder and Managing Director, Aurelius Private

Common questions

Can you arrange Brisbane business finance from the Gold Coast?

Yes. A working capital facility is assessed on your cash flow and security, both of which we can work through remotely. Being an hour south does not change how quickly we can move.

Do I have to give up equity in my business?

No. This is debt, not an investment. You keep full ownership; the lender is repaid from cash flow or a defined exit. That is why owners use it instead of taking on a partner to cover a temporary gap.

Can I get finance without a long trading history?

Often, where the facility is secured against property or solid business assets. Private lenders weigh the security and the repayment plan rather than demanding years of financials.

Funding growth or a cash flow gap in Brisbane?

Tell us the business and what the funds are for. We will come back the same day on what can be arranged.