Bridging finance · Brisbane

Bridging finance in Brisbane.

Aurelius Private are Gold Coast private lending brokers, and we arrange bridging finance for buyers and developers in Brisbane. It lets you commit to a purchase or a site now and repay when your existing property or project sells, with the deal placed on our panel rather than lent by us.

A bridge is decided on the numbers and the exit, not the postcode, so we can turn one around fast wherever the Brisbane property is.

Settlement

In days

Term

To 12 months

Security

1st or 2nd

Repayments

Interest added

Indicative only. As brokers we place your deal with the right private lender; final terms are set by that lender.

A fast market where timing decides the deal

Brisbane has been one of the strongest capital markets in the country, with house values up around 14% over the year and units up more than 20%, driven by interstate migration and tight supply. In a market moving that quickly, the property you want does not sit around, and a seller with options will not wait on a finance clause tied to the sale of your existing place.

Developers feel it just as sharply. A well-located infill or renewal site near the new Cross River Rail stations gets competitive, and whoever can settle without waiting on a sale tends to be the one who lands it. A bridge closes the gap between buying and selling so you are not forced to pick one and miss the other.

Buy first, sell second

The facility is secured against the property you are buying, the one you are selling, or both, and it runs interest-only. The interest is often capitalised, added to the loan rather than serviced each month, and the whole thing clears when the outgoing property settles.

We place these with private lenders who can assess and settle in days, and we set the term against a realistic sale timeline with room to spare, so a slow sale does not leave you exposed. If you are securing a site to build on, the bridge can be arranged to roll straight into construction finance.

Working with Brisbane clients from the Gold Coast

We arrange Brisbane bridging from our Gold Coast base. A bridge turns on your security and your exit, both of which we can assess without needing to be in the room, so the deal moves at the pace of the sale, not the distance.

Bridging is about timing, not distress. We size the term against a realistic sale and build in room, so a slow sale doesn't turn into a fire sale. Tell me what you're buying and what you're selling, and I'll come back on whether a bridge stacks up and what it costs.
Rory McGrath
Rory McGrath

Founder and Managing Director, Aurelius Private

Common questions

Can you arrange Brisbane bridging finance from the Gold Coast?

Yes, routinely. A bridge turns on the security and a credible repayment plan, usually the sale of an existing property, and both can be assessed without us being on site. We run the lender and the paperwork from here.

Do I make repayments during the bridge?

Often not. Many bridging facilities capitalise the interest, adding it to the loan to be cleared when your outgoing property sells, so there is nothing to service month to month while the bridge runs.

What happens if my Brisbane sale takes longer than expected?

We build a buffer into the term for that reason, and most facilities can be extended if the sale slips. The key is being realistic about the sale timeline up front, which we will work through with you.

Need to move before you sell in Brisbane?

Tell us what you are buying and selling. We will come back the same day on whether a bridge works and what it costs.