Bridging finance · Gold Coast
Bridging finance on the Gold Coast.
Aurelius Private are Gold Coast private lending brokers. Bridging is one of the things we get asked for most, usually when someone has found the next property before the current one has sold. We arrange it by placing the deal with a private lender from our panel, not by lending ourselves.
Being local, we can usually turn a bridging request around in a day or two, which is the entire point of one.
Settlement
In days
Term
To 12 months
Security
1st or 2nd
Repayments
Interest added
Indicative only. As brokers we place your deal with the right private lender; final terms are set by that lender.
Why timing bites on the Gold Coast
Good Gold Coast property still moves fast. In the tightly held pockets, Mermaid Beach, Palm Beach, Broadbeach Waters and the Isle of Capri, the right house or development site can be gone in days, and a seller who has already found their next place will not wait on your finance clause. It is the oldest problem in bridging: the money you need is tied up in a property you have not sold yet.
The same thing happens with development sites. A DA-approved parcel in the Coomera or Southport catchment gets competitive, and the buyer who can settle quickly and tidy up their own sale afterwards is the one who wins it. A bank's timeline does not fit that window. A bridge closes the gap between buying and selling so you are not forced to choose one and miss the other.
Buy first, sell second
A bridge is a short-term facility secured against the property you are buying, the one you are selling, or both. It runs interest-only, and the interest is often capitalised, added to the loan rather than serviced monthly, so nothing comes out of your pocket while the bridge is live. It clears in full when the outgoing property settles.
We place these with private lenders who can assess and settle in days, and we set the term against a realistic sale timeline with a buffer built in, so a slightly slow sale does not catch you out. Where you are securing a site you then intend to build on, we can line the bridge up to roll into construction finance.
Where we work
We arrange bridging across the Gold Coast, from the tightly held beachside pockets to the northern growth suburbs, and down to the Tweed.
“Bridging is about timing, not distress. We size the term against a realistic sale and build in room, so a slow sale doesn't turn into a fire sale. Tell me what you're buying and what you're selling, and I'll come back on whether a bridge stacks up and what it costs.”
Founder and Managing Director, Aurelius Private
Common questions
How quickly can bridging finance settle on the Gold Coast?
Do I have to make repayments during the bridge?
What if my sale takes longer than expected?
Need to move before you sell?
Tell us what you are buying and what you are selling. We will come back the same day on whether a bridge works and what it costs.